1. Decrease your debt
2. Manage your money
3. Increase your income
4. Multiply your money
Free Content (Forever)
The last thing a person in debt needs to be doing is spending hundreds of dollars on various ebooks and courses, only to find them filled with common or impractical knowledge. For that reason, all of our content surrounding debt reduction and money management will forever remain free. At the moment we make money through affiliate marketing. It's possible we'll offer paid courses in the future– but they would only ever be for the subject of growing your money, so that we are never profiting off of those already in debt.
Actionable and Clear Next Steps
Finance can be incredibly overwhelming. One of the biggest issues we've had on other sites is a lack of clear organization or sequence of events. They always left us with the question, "where do I begin?"
Where Do I Begin?
We have the answer for you, and it's right in the menu on the page called Start. That page acts as a table of contents, where you start at the first article and work your way through.
Where Am I?
You don't need to return to the Start page to find where to go next. Each article will tell you exactly where you are, which article you came from, and which article you should go to next. Scroll to the bottom of each article for previous, next, and contextual information.
What Should I Do?
The biggest flaw in other personal finance sites is the lack of actionability. Each article very clearly lays out what your action item(s) ought to be after reading the article. Where do I sign up for that Roth IRA, and how do I include it in my budget? How do I auto deposit into Acorns? How do I get accepted by SoFi for a consolidation loan? We try our best to follow up our quality information with quality action points.
Who Started Finer Finances?
👋 Hi, I'm Grant!
I graduated college in 2017 with a degree in business management… and about $50,000 in student loan debt. Straight out of school I went to work as a software engineer, and married my lovely wife Bruna in 2019.
Since 2020 my wife and I have done some amazing things. We started our family with our first child (and a dog too), purchased a home, and bought a car. We feel fortunate to have accomplished all of these things, but they have also left us saddled with loans– almost $400,000 if you add it all up!
The monthly expenses of providing for our family started to become truly difficult in the middle of the covid pandemic. From that moment on, I decided to learn all that I could about personal finances in order to climb us out of the debt hole we’d dug, and to be able to not worry about small expenses each month, like needing a new pair of jeans (ridiculous, I know!).
I’m excited to share the financial abundance we've found in such a short period of 3 years. My motivation in launching Finer Finances was to let others benefit from what I’ve learned along the way so that you and your family can find your way out of debt and into financial freedom, just as we have!